Pressure washing involves high-powered equipment, chemicals, and working on client property. The core coverages include:
- General Liability – Protects against property damage, such as cracked siding, dented vehicles, or water damage caused during a job.
- Workers’ Compensation – Required in most states if you hire staff; covers injuries like slips, high-pressure spray accidents, or chemical burns.
- Commercial Auto Insurance – Covers trucks or vans used to transport power washers, tanks, and cleaning solutions.
- Equipment Coverage – Protects mobile equipment from theft, fire, or accidental damage in transit.
- Business Owner’s Policy (BOP) – Combines liability and property protection, often including business interruption coverage.
