Your bakery business should consider a comprehensive insurance package that includes:
- General Liability Insurance – Covers injuries to customers and property damage.
- Product Liability Insurance – Protects against claims from foodborne illness or allergic reactions.
- Commercial Property Insurance – Covers your ovens, mixers, display cases, and fixtures.
- Business Owners Policy (BOP) – Bundles general liability and property insurance, often including business interruption.
- Workers’ Compensation Insurance – Required in most states if you have employees.
- Commercial Auto Insurance – Needed if you deliver baked goods or use business vehicles.
- Cyber Liability Insurance – Covers breaches of customer data or online payment issues.
Gild helps you bundle all the coverage your bakery needs into one smart, cost-effective plan—no overlap, no gaps.