Premiums are based on several critical factors:
- Restaurant size and revenue: larger operations pay more due to higher risk.
- Location: high-crime or disaster-prone areas carry higher premiums.
- Staffing levels: more employees increase the risk of injury claims.
- Menu and alcohol service: serving alcohol or high-risk items like deep-fried foods increases liability.
- Safety measures: smoke detectors, fire suppression systems, and well-maintained equipment can lower your rates.
With Gild, you’re only paying for what you need—while still getting complete protection for your restaurant’s operation.
