Does window cleaning insurance cover equipment loss, ladder accidents, or slip-and-fall claims?

Yes, with the right policies: 

• Workers’ Compensation covers employee injuries such as ladder falls or slips on wet surfaces. 

• General Liability covers third-party claims if a passerby is injured or if client property is damaged. 

• Equipment Coverage protects expensive tools and gear against theft or damage, whether in transit or on site. 

OSHA recognizes fall hazards as one of the most serious risks for window cleaners, making these coverages essential.