Does painter insurance cover damage to a client’s property?

Absolutely! But with the right policy coverage: 

• General Liability Insurance covers accidental damage while working—such as overspray, floor drips, or equipment marks. 

• Completed Operations Coverage (a components of general liability) covers damage discovered after job completion—like cracking, chipping, or peeling paint. 

• Inland Marine Coverage can cover damage or loss of your equipment that could indirectly harm your job delivery. 

The right policies protect you, and the client, from the cost of accidents that can happen on-site or after the job is done.