Not always—but tailored coverage helps:
- General liability does not automatically include injuries or property damage during showings unless you have a showing-specific or “open house” endorsement (also called contingent liability coverage).
- Without it, you may personally bear the cost if a visitor is hurt or property is damaged at a showing—even if you weren’t negligent.
- E&O insurance may cover errors related to transaction advice—but not physical injury during an open house.
