Does insurance cover key industry risks like pesticide spills, equipment theft, or environmental damage?

Yes, with the right policies: 

  • General Liability can help if pesticide application causes property damage, like staining siding or damaging landscaping. 
  • Workers’ Compensation covers employee health issues such as pesticide-related illness or injury from equipment. 
  • Commercial Property or Equipment Coverage protects sprayers, traps, and other tools from theft or fire. 
  • Pollution Liability may be necessary if spills or chemical misuse cause environmental contamination or regulatory fines. 

Because pest control work involves toxic substances, protecting against chemical and environmental risks is a critical part of staying compliant and safe. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.