Does insurance cover customer theft or inventory damage?

Yes, with the right policies: 

  • Commercial Property Insurance (included in a BOP) protects against theft, fire, or vandalism. 
  • Some insurers also offer retail theft endorsements for additional protection against burglary or shoplifting. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.