Does dry cleaning insurance cover customer items in your care or chemical risks?

Yes, with the right policies in place: 

  • Bailee Coverage protects customer clothing if it is damaged in cleaning, destroyed in a fire, or lost to theft. 
  • Pollution Liability provides protection if your use of solvents or chemicals results in contamination or health claims. 
  • Workers’ Compensation helps cover employee injuries related to solvent exposure, which OSHA highlights as a serious risk in this industry. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.