Do massage therapists need insurance?

Yes! Insurance is essential for protection, compliance, and credibility: 

  • Legal protection: Keeps you covered if a client sues over treatment mishaps. 
  • Professional requirements: Some states or venues require proof of liability insurance. 
  • Workplace safety: OSHA classifies massage under “first aid”, so liability and property coverage safeguard practitioners . 
  • Business security: Covers claims for slip-and-falls, equipment loss, or client injuries. 

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